Equity Release

Over 55? – You’ve looked after your home, now let it look after you

After years of working and looking after your family, this is your time to enjoy life, but is there enough left for those luxuries you always promised yourself?

You may be one of millions of retired homeowners whose most asset is their home. You have paid off your mortgage, but may find you are always juggling daily expenses or you can’t quite afford any of those luxuries you always promised yourself you would have. Alternatively, you may still have an outstanding mortgage which you need to repay.

We compare the whole market to find the best deal

As Independent Financial Advisers, we are not tied to any one company, and we are constantly researching and analysing the equity release market, comparing plans from all the UK’s leading companies such as Aviva and Legal and General. When you consider that this may involve hundreds of schemes, you can be sure that we will find the very best terms for your personal circumstances.

How much can you raise?

The amount of capital you can raise will depend on your own circumstances, the value of your property and your choice of provider. Your Pensure Financial Management Ltd Adviser will provide you with comparative quotations from all the major providers; this service is free of charge and without obligation.

You may wish to raise capital for:

  • Improve level of income in retirement
  • Gift of capital to children or grandchildren
  • Repay existing mortgage debt
  • Moving home
  • Inheritance Tax planning

Equity Release may, or may not, be suitable for you. To find out contact us on 01206 729669 for a confidential, free and without obligation, initial discussion.

We charge a fee of £250.00, payable on completion of your mortgage. We will also be paid commission from the lender if the case completes.